Primary residence new house
Hi,
We recently bought a house as our primary residence. However, after living there for a month or so, we decided to move out. The house was owned by a smoker in the past and we replaced with new carpet and hired ozone treatment company to clean up AC system to remove the smoke smell before moving in, but it didn’t work very well and house still smells. We really don’t wanna live in that house for the long term due to health issue, although we don’t mind staying in the place as our vacation home for the weekend or holiday. (A few days wont hurt)
I told my lender that we had to move out because of the condition and we listed the house in airbnb to help us pay for mortgage. My lender said that’s okay to move out if that’s the case.
My question is should we refinance our house as a vacation home or investment property? since we have moved out in a short period of time and stopped treating it as our primary residence. I really want to get some professional opinions here.