Hello! I have a property I'm trying to buy under contract. It's 2 condo units for $440k ($220k each) in Massachusetts. They are non-warrantable since the 2 units are part of a 4-unit association, where 1 of the units is commercial that takes up 35% of the total square footage of the building. While my profile to borrow is strong, I'm having trouble finding financing due to this non-warrantability.

Any tips on how I can find a loan? I've been googling for "non-warrantable condo financing massachusetts" and making phone calls. Thanks

@Matt Suarez, you may need to consider a private lender.  Or perhaps @Matthew Crivelli might have some guidance.

@Scott Wolf Thanks for the recommendation! I actually just got off the phone with Matt with some options!  

Originally posted by @Matt Suarez:

Hello! I have a property I'm trying to buy under contract. It's 2 condo units for $440k ($220k each) in Massachusetts. They are non-warrantable since the 2 units are part of a 4-unit association, where 1 of the units is commercial that takes up 35% of the total square footage of the building. While my profile to borrow is strong, I'm having trouble finding financing due to this non-warrantability.

Any tips on how I can find a loan? I've been googling for "non-warrantable condo financing massachusetts" and making phone calls. Thanks

 Try "condo litigation mortgage Massachusetts." Local to me the "non-warrantable" results are confused, but the "condo litigation" results are the top dogs for non-warrantable condos. Ongoing litigation is the most common reason a condo is non-warrantable, the folks that are good at one are typically good at them both.

Portfolio lenders such as First Republic Bank would be the people to go for that. They can underwrite using different metrics.