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Updated over 2 years ago on . Most recent reply

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Benjamin Pifher
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Benjamin Pifher
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Benjamin Pifher
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Buying & Selling Real Estate

Financing a 12-Plex Apartment

Benjamin Pifher
Posted

So I have a new business a 2 properties in it. I found a 12-plex apartment complex that is pretty nice and I want to make an offer on it that would get me 6% ROI.

My problem is that I don't have the cash on hand for 20% down for a commercial loan. Could I use mortgage insurance to help me convince a lender to let me put down lower than 20%?

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Michael Oliver
  • Rental Property Investor
  • from Greenville, SC
  • Member since Feb 18, 2018
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Michael Oliver
  • Rental Property Investor
  • from Greenville, SC
  • Member since Feb 18, 2018
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Michael Oliver
  • Rental Property Investor
  • Greenville, SC
16
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Michael Oliver
  • Rental Property Investor
  • Greenville, SC
Replied
Quote from @Benjamin Pifher:

So I have a new business a 2 properties in it. I found a 12-plex apartment complex that is pretty nice and I want to make an offer on it that would get me 6% ROI.

My problem is that I don't have the cash on hand for 20% down for a commercial loan. Could I use mortgage insurance to help me convince a lender to let me put down lower than 20%?

Have you considered seller financing ?
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