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Updated 3 months ago on .

Home & income producing rv spaces
Have a brick 3-2-2 home about 18-2200 SF we owe $116k that needs $10-20k upgrades in a MH park on 2 lots in unincorporated Parker county aledo,Tx that everyone wants In because of schools. Also on same lot has detached J-ADU 1-1 about 600SF combined rental $33-3500 monthly income. Along with attached other lot that has 2 fully functable rv spaces with room for 4 more spaces. Rents from $530-600 ea. Appraisal district has neighbor 3-2 double wide at$245k and ours @ $242k and only 1 lot that is about 2/3 size of 1 of our lots. Would like to rent for passive income but wife is out of work and I'm on SSI disability, so banks won't give loan due to DTI Ratio. May be way off base BUT comparing apple to orange, I believe my property is valued between $330-380k. We have a rental brick home we owe $63k and value @ $240k+ confused to sell , would like to get equity from rental to apply to other house for updates but there again can't get a loan to do so. Any suggestions what y'all would do as I hate to loose potential passive income by selling. TIA