Buying small (2-4) miltifamily
When purchasing a small (2-4) multi family, my agent suggested buying with my own name to get a better rate but may have to pay higher property tax (non-homestead). On the other hand, BP taught me to buy with LLC but (per my agent) may incur a higher mortgage rate. What is your advice? Can we switch owner later? If so, will there be penalty? TIA.