What would you do with $25,000?

[Taylor Reichert]

I just received an offer in the mail from a bank I have used in the past. They are offering 25,000 at .50% with no origination fees no prepayment penalties. It says "Can be used for debt consolidation or another purpose" thats all I know at the moment. Has anyone used a loan like this? Seems gimmicky but also useful. 

Thanks all!