Great deal but no credit.
hey guys i found this very motivated seller hes looking to sell me his two bedroom two bath family home for 15k$ He originally bought the proporty 4 years ago for 32k$ cash and has put 12k$ into the property the problem is ive just recently become serious about paying off personal debts and its effecting my credit the banks wont lend me a line of credit for 20k$ (5k$ incase of repairs) and morgages are 25k$+. what should i do?