No Money to Close

[Matthew Spiers]

Hey guys, so I'm at a bit of a tough place right now. I finally got some financing underway, and I finally found a duplex that I like here in Southwest Florida. However, I didn't anticipate not splitting the closing costs with the seller because of something I misunderstood on the contract. Essentially I thought we were splitting closing costs, and I'm supposed to incur all of them. We are a bit late into the process, and I know that the seller is eager to close. Does anyone have any suggestions? The way I see it, my options are either to go to USDA 100% financing which may take longer to do, or, to simply raise the price of the sale by as much as the closing costs are. Any other ideas? Thanks!