Beginner - Found a Bank Owned Fixer Upper

[Dave Jimenez]

Ok. So I've been reading a few books ... Rich Dad, How to buy with $0 down, and now Rental Property Investing. I'm pretty excited to get started and I have my wife (who Is not working) scouring the area to find properties. She found one today that is owned by Deutsche Bank and I'm pretty sure they are willing to deal. According to tax records, they bought it 1 year ago and are asking $100k over their purchase price.  My first question is ... how do I proceed? Do I 1. get a realtor to help me buy it? 2. contact the bank directly to make an offer? or 3. have to go down to the tax office to make an offer?

The 2nd factor is ... I have a good job making about $150k/yr and 700+ credit, but I don't have much saved for a down payment due to the recent move to the new area, etc. Should I 1. seek out a private investor, 2. ask Deutsche Bank for "seller financing (although they're a bank) or 3. find out if maybe another REI owns it and is interested in doing a lease option or seller financing?

Thanks for your help!