Need your advice please!!! Seller filed bankruptcy!

[Jessie Niu]

I have been looking for an owner occupied duplex for a while and finally found this one I like. It was a short sale and on the market for a while, I offered the asking price, which is a price that bank can get their money back, still a good deal for me. 

However, the seller agent told us that the seller had to file chapter 7,  and the process was just concluded yesterday. So he doesn't own the property anymore, the bank does. 

My agent told me it would be very hard to find someone to talk to at the bank, almost impossible. But I really don't want to give up on this. I found the bank info from our county auditor site, should I contact the bank? Is there anything that the seller can do at this point? I am not familiar how chapter 7 works. What will the bank do next, proceeding with foreclose sale?? Please, my dearest BP community, I really really need your advice on what to do at this point, thank you so much!!!

[Doug Watts]

Call the bank, talk to more than 1 person. Call the sellers agent. Call anyone. Keep calling. Ask questions. You will find out your options.