Recommend coverage & cost on SFH rental property

[Travis Vizier]

Evening all

Currently, I pay around $90/mo for insurance to State Farm on my rental property valued at $130,000.

I am curious as to what an average rate for most on here is?

Also, what coverages SHOULD I have so as to protect myself but not necessarily pay for unneeded bells & whistles

TIA

Semper Gumby