Hello BPs! How much is the closing costs in general in PA? by county/area etc.

Account Closed I cannot verify its accuracy, but please see the link below that I just pulled up for transfer tax issues at least. http://www.anytimeestimate.com/PA_REAL_ESTATE_TAX/pa-transfer-tax.htm

Good Morning @Jose Duarte Welcome to BP! Since there are varied regulated costs to Title and Closing Costs you need to be precise in your numbers and completely respect that. As a lending professional we depend strongly with good solid Title Calculators provided by our Title Reps. County costs change time to time and also transfer tax. The PA title companies are always aware of updates and changes where there online calculators picks those up and the sites are free to use. I would not suggest just using a random %. Let me know if you have any questions. Regards, Joe Scorese

@Donnell Evans in Philadelphia it is now 2.05% per side not 2.5%. PA is 1%. The City of Philadelphia just raised its share from 3% to 3.1%. So 4.1% in total, split equally between buyer & seller.

@Jose Duarte To clarify some of the prior posts, transfer taxes in PA are generally 2% of the cost of the property you are purchasing (1% Commonwealth of PA and 1% local jurisdiction). In certain jurisdictions, such as Philadelphia, however, the local transfer tax can be higher 3% for philly, plus 1% PA, for a total of 4% as noted above). The exact % will depend on the actual location of property, but that can be determined online fairly easily once you have a particular property in mind. You will then obviously have to add additional costs, such as title search fees, title premium (which will vary depending on the cost of the property), recording charges, plus any loan fees (and escrows) depending on whether you are financing the transaction or not. I know this answer is not precise, but hopefully it helps frame the issue.

You want to figure $620 for title search, $1,000 for document preparation and recording fees $1,000 for title insurance maybe and 4% of the purchase price for State and City taxes.

Hi all, I am in contract for a property at 385k, the realtor just sent me the estimated buyer closing costs of $15,765 - is this the average? The title alone is $2,650, and I don't see it being split with the seller. I'd greatly appreciate any insights. Thank you.

Yes thank you @Gregory Hiban 2.05%.

Hello, Here are the fees charged by my Settlement company recently for a purchase price of $105,000 in York County, PA. Please let me know if they are reasonable. Insured Closing Letter = $125 Tax Certification = $20 Electronic Retrieval Fee = $50 Notary Fee = $45 Overnight Delivery Fee = $12 Incoming Wire Fee = $22 Good Standing Cert for PA LLC = $40 Lender's Title insurance = $50 Total Settlement company fees = $364 Owner's title insurance = $1154 (Sale Rate - for purchase price of $105,000) Please let me know if these charges are reasonable?

Closing Costs Pennsylvania?Closing Costs Pennsylvania?

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Closing Costs Pennsylvania?

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