Second mortgage?

[Chris Roche]

Hey everyone! I have not bought a investment yet, but I plan to house hack into a multi family soon. My question is: what will be the best way to get my second property? I just like to plan ahead. Would it be best to live in the house for a year, save up and house hack again? My question for this - would it be hard to secure a second mortgage with a higher debt to income ratio? Or is it wiser to save up 25%? This would take longer. Thanks!