Buying a property subject to

[Ken Marek]

Do you need a closing agent to complete a subject to transaction?

[Steve Vaughan]

Here a title/escrow co won't touch anything they aren't insuring at some level - with lender's or title insurance.   Being subject to and not fee simple could prevent them from being able to insure title anyway.  Never hurts to call different title co's in your area and check.  Be prepared to escalate the calls a little to a senior escrow officer who knows more than the average.

I have always kitchen table closed these for that reason, but haven't done one since the closing rules changed in Oct 2015.

Ownership definitely changes hands as @Account Closed.