HML for first time flip

[Doris Butler]

I'm a newbie looking for my first flip in the Richmond, VA area.

Looking for thoughts on using hard money for my first flip.

[James Canoy]

I would definitely go with a conventional mortgage first. Those guys could be helpful later when you know what you are doing but their interest rates are high and they will eat you alive if you don't have your ducks in a row.