AUCTION.COM Judgments and obtaining a clear title Suffolk County

5 Replies


     One of the judgments is from the Suffolk county department of social services. It is for $200,000.00 this being the standard amount that they put on all of the liens. There are also judgments from the town for building code violations that were never paid. This is an occupied home that  has been foreclosed and has a judgement on it but no amount was given. This is the 3rd time that it is being listed. Every time the reserve was not met.  Any thoughts?

     House is worth approx $150k, the bank ia\s owed $130k and the last auction was $in the neighborhood of $103k and was rejected. Thank you. 

From what you say, this is an REO auction. As long as they are offering title insurance you are good to go.....but use Your title co for title insurance, not theirs.

Make sure it’s the first position foreclosing

Not sure about the social security judgment, but I would give the building dept a shout, they may be willing to lift there end if the repairs are made and up to date with a new owner, but on the other hand it is NY theyre always looking for cash lol. If their is in fact judgments from the building dept, id start with requesting a foil, pull all the permits from the property, make sure they were closed and signed off on. If they werent corrected that may give you some leverage with them. Good luch

What are you bidding on? sells REO's directly through their online auction but they also advertise Sheriff's Sales. They don't facilitate that. You have to show up at the courthouse the day of sale. HUGE difference between those two. When they sell REO, you are buying with a clean title (supposedly). Def get your own title policy though!!! Mistakes can happen. If you bid at SS, be careful and DO YOUR HOMEWORK. Some liens are not divested!

TO Michael Gessner- The lien for $200,000.00 is from the Suffolk County department of Social Services (welfare) NOT Social Security. The approximate amount is somewhere in the $5,000.00 area. This is was so that they could keep the electric on. From what the owner said they put a large lien amount in case you need more money. 


As of a few minutes ago the high bid is now at $90k  with 1 day and 20 hours remaining.  In past auctions almost all of the bids were placed during the last few minutes.  It would always stay below $55k. 

The property was foreclosed in 2016 and after 8 years closed the case and ruled in favor of the bank (NY Supreme Court Suffolk County). 

2 weeks ago the homeowner got a judge to sign an order to show cause (or something to that effect) and both parties are supposed to return back to court on April 6th 2018.  The bank was served with legal papers signed by the judge before the current auction started. 

Again thanks for everyone's input.

Free eBook from BiggerPockets!

Ultimate Beginner's Guide Book Cover

Join BiggerPockets and get The Ultimate Beginner's Guide to Real Estate Investing for FREE - read by more than 100,000 people - AND get exclusive real estate investing tips, tricks and techniques delivered straight to your inbox twice weekly!

  • Actionable advice for getting started,
  • Discover the 10 Most Lucrative Real Estate Niches,
  • Learn how to get started with or without money,
  • Explore Real-Life Strategies for Building Wealth,
  • And a LOT more.

Lock We hate spam just as much as you

Create Lasting Wealth Through Real Estate

Join the millions of people achieving financial freedom through the power of real estate investing

Start here