Home Ready financing with ADU

[Jeffrey K.]

Hey I was wondering if anyone had experience with using ADU income to qualify for a home ready loan. My questions include:

Was the ADU income income just passed through the DU program or manually evaluated?

Do you have to use the ADU's income or can I live in the ADU and claim the primary houses rental income?

What are the major hurdles in trying to buy a house this way?

Thanks!!