Private Lending in NEW JERSEY when i already own free and clear p

[Fred Gonzalo]

Just going to go straight to the point. I already own few single family propertys free and clear with tenants.

Id like to buy another property with hopefully a investor or private money lender without using my cash this time.

Banks have said no because of my debt to ratio. Thats my problem. I know im not the first but im still going forward. Like i said i already own other propertys which one could use as collateral. 

Any reputable referals I can use with good numbers?

Id need a loan of 50-55k singel family house mercer county area.

Please let me know of any info as I want to start the new years with determination.

Thank you all!!