Help on ROI calculation

1 Reply

Hi All - 

I was hoping to get clarity on how to calculate ROI when the property is actually my primary residence. For example am I supposed to factor in loan interest, property taxes, HOA fees, home insurance over amount of time I have lived there and add that to capital invested section OR are those items table stakes and I should only focus on cash invested (down pmt, closing costs, home improvement costs) and compare that to selling price of home? Thanks all for guidance.

@Eric Zuckerman I mean you need a place to live regardless so I would consider that more of a personal expense since you're living there. Maybe account for some of those costs towards your capital invested but I wouldn't count all of them.