“Up charging” yourself on a buyers agent commission

[Mike Abramowitz]

Is it possible to have the seller cover a 5-10% commission (built into the price) to you if your representing yourself and getting traditional financing? So there is a 130K house, you put offer for 100K but write in a 10% buyers agent commission and bump the price to $110K. Then you get a loan for 25% of the $110K, but when the deal closes you get 10K commission Bc you’re representing yourself. (Numbers aren’t exact here but you get the point) Would a bank shut that down or is it possible? Obviously there are tax implications here that aren’t favorable short term (but that’s a different debate)