Hard Money & What It Covers

[Frank A Piccirillo II]

Hey everyone,

So my question is about what HM can cover.  I realize that I can get a HM loan to cover the purchase and rehab costs of a flip.  I see though that there are out of pocket expenses such as closing costs, inspection fees, realtor fees, etc. when I purchase, and when I hold, and eventually flip (sell) the property.  My question is, can a HM loan also cover costs associated with the purchase or holding or even sale of the flip?  I understand It will eat away at my bottom line, but is that something a HM lender would consider?  

For greater context,  this would be my first deal, I'm pretty green but I've been learning a lot over the last year.  I was considering a deal, but it would cost about $13,000 in upfront fees between points on the loan  and other closing costs at point of sale.  I can borrow the $10,000 from credit cards if need be, but I'd like to avoid maxing out my credit lines.  

Thanks guys!