Impact of Too Many Credit Inquiries/Hard Pulls

[Raymond Y.]

As I start to accelerate my investing, I am beginning to get hit by more and more credit hard pulls as I am trying to get pre-approved to buy properties. Once I scale up, how do I balance between getting approved and not hurting my credit score too much?

On top of that, I am into credit card churning which means I apply for an average of one credit card per month to get the sign-up bonus.

[Melvin List]

@Raymond Y. for mortgage pulls I would maybe find a broker in your area that can take the one report they pull and transfer it to the lenders they use.  The credit card pulls will pull down your scores.