Refinance Options - Multiple Properties

[Brent Lipniskis]

Hello. We currently own two townhouses (both rented) and the SFH we currently live in. One townhouse is in FL and the other is in NJ. We want to refinance both of the townhouses. Is there an advantage using a Local Lender vs a Big Bank? Is there an advantage to refinancing both with the same lender (who may operate in multiple states) or using a different lender local to each townhouse. What are the current competitive interest rates we should be looking for?

Thanks in advance.