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Updated almost 6 years ago on . Most recent reply

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Jacob Rzewnicki
  • Piscataway New Jersey
11
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29
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Buying Two Duplexes W FHA Loan

Jacob Rzewnicki
  • Piscataway New Jersey
Posted

Hey guys,

I came across an incredible deal with two duplexes packaged together. They are technically two separate properties. My plan was to buy one using an FHA loan until I came across this bundle deal which is incredible. If I wanted to buy both in a collective deal, would I be able to use and FHA loan and put both properties on the same mortgage? The properties are right next to each other. Or would I need two separate loans one for each property?

Thanks in advance!

Most Popular Reply

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32
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Tim McKelvey
  • Rental Property Investor
19
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32
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Tim McKelvey
  • Rental Property Investor
Replied

@Jacob Rzewnicki Unfortunately, if they are two separate properties, per county records, they would need to be accounted for that way.  I would double check with the county.

Here is a link to a previous article on this topic: https://www.biggerpockets.com/forums/49/topics/238246-can-a-2-duplex-4-units-package-be-financed-with-fha-loan

Best of luck.  Please post what happens!

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