I need help finding a loan for a triplex in NY
Hello all I am new here. I am currently in contract for a triplex located in NY. I am in a bind right now trying to get a loan for the property. The purchase price is $765,000 and I currently have 6% down in escrow. I originally was going with a FHA loan and have been mislead from the lender I was working with about the FHA self sufficiency test, and I am now worried about the property not meeting the requirements and being denied. 1 unit is currently being rented for $1300 (way under market value) and the other at $2300. Both rent incomes are written in the contract. My monthly mortgage payment with PITI is roughly around $5200 per month. My question is does anyone have any advice in regards to this test or a back up option for a different route I can go for a loan with a different lender that I would qualify? I will be house hacking making this my primary residences. Thank you