Closing Cost Question

[Alison Lee]

We are going to buy a house for us to move into. We had entertained the idea of a conventional loan but quickly realized that the closing costs were going to be very expensive. 

Would I be better off paying cash and then doing a refinance? We would like to refinance if we decide to pay cash because it needs some remodeling. Are the costs associated with refinancing cheaper than the costs associated with buying a house via loan?? Thank you!!