Updated over 5 years ago on . Most recent reply
Worried about running a credit check for financing
I am in search of a deal. I have been stalking the market for close to a year now and I have found a property I am interested in. I am waiting to see the property hopefully later today. In the mean time I have spoken with lenders to get a pre-qualification. I received one a few months back but can’t remember with who or any of the info. My concern is that most of them want me to get a pre-approval, which is understandable but I have not even seen the house and do not know if it’s worth running my credit. I am planning on buying when I find the right deal but I want to timing to be right. How much does it affect your credit? Am I over reacting? I am also waiting to take my realtors certification so I feel like maybe I should hold off on looking until I can represent myself so I can use my commission. So many things up in the air.. please help. Yours truly, novice from SA Texas