Time to refinance? Fed rate at ZERO

[Jeff Cantrell]

Is now the time to run to the bank and refinance?

What effect will the 0% Fed Rate have on loans both residential and commercial?

I have one commercial loan at 3.75% and the fixed term is up. What can I expect from the bank at this point? The loan is held in house at the bank.

I also own my personal residence free and clear. What can I expect on a cash out loan with the 0% Fed Rate.

Seems like this may be a good time to get all the cash out of everything at a long term low rate and then wait for the deals to come.