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Updated about 5 years ago on . Most recent reply

Alex M.'s profile image
Alex M.'s profile image
Alex M.
  • from St. Petersburg, FL
  • Member since Jul 2, 2018
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40
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Alex M.'s profile image
Alex M.'s profile image
Alex M.
  • from St. Petersburg, FL
  • Member since Jul 2, 2018
Connect
Alex M.
  • St. Petersburg, FL
25
Votes |
40
Posts
Buying & Selling Real Estate

What banks are lending right now?

Alex M.
  • St. Petersburg, FL
Posted

I just spoke with Wells Fargo. I am looking for an owner occupied conventional loan on a duplex in Florida. They cannot use ANY rental income to help borrowers qualify - they are not using existing rental income (leases in place) or potential rent. So with Wells Fargo, I will not qualify. 

Has anyone gotten a loan recently that allowed you to use rental income to help with your qualification? Again, looking for a pretty basic conventional owner occupied loan. 

Thanks!

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