Updated about 5 years ago on . Most recent reply

Can you get more than 4 loans?
The title says everything. While I feel like I know the answer is yes you can get more than four loans in some cases, I also feel like I could learn more from what you guys have to say. Also, about the specifics on how to get more than four loans.
I always wondered how investors would be able to own more than four properties if only four loans were allowed besides paying the property off completely so financing isn't needed.
Most Popular Reply

Stephanie P.
#5 Mortgage Brokers & Lenders Contributor
Pro Member
- Washington, DC Mortgage Lender/Broker
- 2,759
- Votes |
- 4,876
- Posts
@michael Myers
Your lender has overlays if they cap you at 4 loans. Fannie allows up to 10 financed properties.
Stick with conventional financing for your first 10 properties, then go commercial.