Using FHA 3.5% Down or Conventional in this Scenario.
Currently looking to purchase a property in the San Diego State University area to house hack. Stuck inbetween using the FHA 3.5% down payment to purchase a much more expensive property (duplex etc.)as property appreciation is great in this area or doing a conventional loan w/ 20% down on a property around 430K-600K. Want this as a rental in the future. Looking for cash flow as well as appreciation in the property value. Let me know your thoughts!