Trouble getting approved for additional investment properties

[Aron Schlabra]

Hello BP, I am having trouble expanding on my current portfolio. I am not getting approved though any lenders and Ive spoken with 8 different companies. The problem that keeps coming up is my DTI doesn't meet their standards. I have heard that lenders will count the rental income as earned income that should help my DTI? Any tips on how I can get around this? Right now I currently have 3 properties, 2 SFH rentals and my current residence. Any financing tips would be appreciated.

[Brandi K.]

@Aron Schlabra you need a dscr loan. They don't look at your DTI they look specifically at the property. They will take into account your credit scores and interest rates will be a little higher.