Need help quickly on mortgage advice

[Scott Golembiewski]

I finally got an accepted offer on a home and had a preapproval on a VA loan but found out today that my score is one point below the minimum. Can't believe this happened.

They suggested i make a payment on one of my credit cards to hopefully help bump the score up but I’m concerned that it will take more than a couple days for that to happen.  My offer has a loan application deadline of 6/8/21.

So I reached out to a couple other lenders today and one said they can help but the rate is like 3.75% after paying almost 2 pts (they pay 1pt).  Is there a max you can buy down, I’d like to get it under 2.75% if possible.

My question is should i be applying to multiple lenders right away and not wait for the first one to try and get more score up?   

I love the house and went through so much to get to this point, any suggestions would be really helpful.

I don’t mind spending the time to apply but since i don’t have a ton of time i just want to make sure I am taking the right course of action that results in getting the house.