"Gifting" down payment in a partnership

[Hanan K.]

We are getting to a point where financing will be difficult as we have acquired many properties over the last 6 months. We are looking to partner with a friend who has the credit to get a 10% vacation home loan in her name. We would be 50% equity partners however we would not be on the loan. My question is this: Will we be able to provide the down payment for her? She would pay us back 50% of the down payment over the next few years... will we run into issues with lending being that the down payment is coming from another account and not hers? Any experience with this? TIA