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Updated almost 12 years ago on . Most recent reply

Account Closed
  • Specialist
  • San Antonio, TX
351
Votes |
865
Posts

can a jr. lien take over payments on first lien w/o note being called?

Account Closed
  • Specialist
  • San Antonio, TX
Posted

A number of years ago I went to a 3 day traing. The speaker said that a jr. lien holder could take over the payments of a senior lien subject-to inorder to protect their own postion. He said that a senior lender could not force the jr. lean holder to assume the loan or call the loan due as long as the payments were being made, even if the original borrower deeded the home to the jr.lien holder or the jr. lien holder forclosed inorder to take title, as long as the payments were being made to any senior lien.
Is anyone out familiar with this sort of transation?

If you don't know please don't answer or tell me go talk to an attorney.

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