HOMEPATH loans with Fannie Mae?!?

[Michael DuVentre]

I want to utilize owner occupied financing loans because of the advantages it allows me to have such as low interest rate and little to no earnest money down on a property. I know that the Homepath program is a great program throught Fannie Mae however will have to put down a nice chunk of change for earnest money and at closing to utilize the Homepath program?!?? I heard it was like 20%?!?

Or should I just go through HUD to aquire a property using owner occupied financing where I don't have to put down a large chunk of change at closing or earnest money