I am looking at a HUD property online and in the listing it says: "Home status is FHA insured with escrow $3905." What does that mean?

If you are bringing 100% of the purchase price in your own cash, or finding outside (non-FHA) financing from your own bank, then that "FHA insured with escrow $3905" really doesn't mean much. That is only if you plan to use an FHA loan which may require certain repairs to be done before they will finance.

it is the amount of repairs needed for a fha loan Use can use a 203b to fund these repairs

Lucas is correct... HUD inspects and appraises homes they list. Because they have the data, and "local" talent doing the inspections, they know what it will cost to repair the problems and bring a house "up" to meet the minimum standards needed to qualify for one of their loans.

Ah okay. I was thinking it was some sort of lien or credit or something. Thanks

HUD Home Status?HUD Home Status?

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