Short Sale vs Foreclosure

[Patrick Silveira]

I had Wells Fargo Home Mortgage as my mortgage provider. In Dec 2014 I had a life changing medical condition ( Aortic Dissection) 2 operations later I lost my job due to my medical condition. I tried to re-fi the mortgage thru wells fargo  and had the worst experience of Life. I was lucky enough to set up a short sale on the property and thru a lot of paperwork and hard work we sold the property. I was checking the Wisconsin Court Access and was surprised to see that Wells Fargo had filed paperwork for foreclosure of property. It appears as a foreclosure is legal for them to do? 

[Svetlana Foley]

Wells Fargo is notoriously horrible when it comes to short sales.  If you completed the short sale process and have the closing statement, they may have just made a mistake, not atypical for WF, unless its the new owners that are being foreclosed on and WF is also their lender.  If its a mistake on WF part, it is just a matter of either hiring an attorney or making a bunch of phone calls/going through the hassle yourself.  Either way you definitely want to clear it up as it will affect your credit and background checks.