How to approach Mr Banker that controls forclosure.

[Scott Kennedy]

I'm a newbie at 39 and I would appreciate any help with my situation . I have traced a vacant house (been vacant for at least two years) back to an out of state Bank in Oklahoma. I want to call them ASAP and was hoping someone could give me tips on what questions I should be asking and to whom I should be speaking. also, any ideas on how to get access to the house so I can come up with a number for them.

[Levi T.]

Not going to happen in a long shot, unless you a net worth in the millions and go to lunch with the bankers boss's boss weekly already.

All bankers follow a process, they wont move from it because they love their job, and like to keep it. I have only a few times in my life had a bank come to me and offer a deal, when they did it was a portfolio deal, and the market was in a dark place, like after the housing crash. Their other client was defaulting and they did not want to go about the mess of selling off an entire portfolio, so they opened their rolexes and started dialing their top clients to buy the debt. I agreed to buy for the amount owed, old owner agreed to sell to avoid default, bank was happy they keep the loan, win-win-win. You wont see those to many times in your lifetime, especially when the market is on the up-and-up as it is now of days. There are a lot easier methods to get ahead of the curve to buy properties, before bank pulls the rug out from under the owner and auction it off.