2–4 Unit in WA With 5% Down – Lender Recommendations & Advice

[Brandon Van Wormer]

I’m looking to buy a duplex, triplex, or fourplex in Washington as an owner-occupied purchase using the 5% down conventional option.

I have an 800+ credit score and am comfortable house hacking, but most banks I’ve spoken with don’t seem to offer 5% down on multifamily, which makes me wonder if I’m not talking to the right lenders.

Has anyone here:

• Successfully closed a 2–4 unit with 5% down recently?

• Worked with a lender licensed in WA who actually offers this product?

Any recommendations or lessons learned would be appreciated.

Thanks!