Skip to content

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
Followed Discussions Followed Categories Followed People Followed Locations
Multi-Family and Apartment Investing
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

User Stats

3
Posts
0
Votes
Leo Almonye
  • Wilkes Barre, PA
0
Votes |
3
Posts

How many loan can i have at once???

Leo Almonye
  • Wilkes Barre, PA
Posted
Greetings everyone! I will be as straight forward as i can be in the attempt to get an answer for my question. So my plans are to stack a total of $60k of which i am 6 months away from. And go into this market in Pennsylvania where duplexes with 3beds 1bath cost anywhere from $40k-$70k. I was thinking on putting down 20% on 4 or 5 homes throughout the year of 2017. My credit is decent and my job generates around 70k/year. Would i get approved on all 4 or 5 loans? or is me having too many home loans impact me negatively to qualify for extra loans? I then intend to re-invest the cash flow from the rent collected, plus another $60k from earnings saved from my jobs for the following year. Would me having all of these properties get approved me approved for future home loans or is there a limit on the amount i am allowed to have, also would i need to make more money in order qualify for more home loans?

Most Popular Reply

User Stats

206
Posts
83
Votes
Chris Virgil-Stone
  • Rental Property Investor
  • Cape Coral, FL
83
Votes |
206
Posts
Chris Virgil-Stone
  • Rental Property Investor
  • Cape Coral, FL
Replied

@Joseph Scorese, I'm very interested in "multiple owner occupied properties". Can you elaborate please? A private message is fine. I just have not looked into this myself and have not read or heard much on podcasts about it. Thank you! Good luck @Leo Almonye. Once you buy the whole town can you try and implement laws allowing grocery stores to sell beer? lol

Loading replies...