Banks that allow seller carry?

[Mark Malevskis]

Hello, 

Did anyone have success with getting seller financing, having seller carry let's say 15% and have the bank allow seller to be in second position? From my research, most banks oppose that? Specifically in Illinois for 5+ apartment buildings.

If bank does not allow second lien, what ways could the seller be convinced to lend 15% without a lien on his property?

Any input would be helpful!