Financing a 4+ unit property

[Cody Proctor]

I’m looking into buying a property that is more than four units. I know I need the 25% down for commercial but I currently don’t have it bc I just graduated from college, no debt but not a ton of cash rn. I’ve looked into owner financing 20% of the 25% needed. Is this the best option for someone in my case? Any recommendations would be greatly appreciated, property is around Austin.

Thanks!