REI strategy Adjustment - Ideation

[Marcus Marsall]

Hey BP

I don’t write too often but thought I’d look to the community to brainstorm ideas considering the strategy I’d planned to what the current market tells us now.

My wife and I bought our first duplex last August (Northern CA). Our original plan was to house hack with MFH's using a FHA loan for low cost entry into higher equity plays.

Given our current rates, and chance for those to go even higher.. my wife and I are left accepting it would most like be more beneficial to stay in our current FHA loan. So now we're left with the decision to stay in our current duplex. With our second child due end of June, space is getting tight.

My goal here is to figure out all our options and discover details to make an informed decision. We want to stay close to family in CA. Close to six figures we planned for our next 2 FHA's, and saving for future investments.

Any thoughts of questions here would be appreciated!!