Protecting Equity Other than Refinancing

[M T Naughton]

Hello, 

I started operating STRs this year and am nervous that someone will sue me and take my equity. All of my properties have gone up significantly. I would refinance but rates are horrible. The properties are already held in individual LLCs and I have umbrella coverage. Still, there are hundreds of people entering and exiting my properties now. Is there any way I can further protect my equity? 

PS. I live in TX so HELOCs are out 

Thanks!