Maxed out on Debt to Income

[Javier Carrizosa]

Hi guys I have to questions that I need help with,

I currently have 7 home portfolio, they are all nicely rented out. I have equity I would like to tap out of my primary home. I've gone to a few big banks such as PNC, etc, but they all have told me they can't do a HELOC because of my debt to income ratio is maxed out. I was wondering what other means or institutions can help me out in order to use the equity on my primary home. Refinance is out of the question because interest rates at the moment.

Also on that same note, what would be the best way to offload a few of the houses into an LLC in order to free up my debt to income ratio?

Thanks!

Javier.