Curious—anyone here holding a private mortgage note?

[Barbara Johannsen]

I’ve been learning more about real estate notes lately — especially how some sellers carry back financing and receive monthly payments.

Out of curiosity, are any of you currently holding a note (performing or not)?
Would love to hear how you decided whether to keep the cash flow or sell the note.

Trying to understand the pros/cons better from people with real-world experience. 👇