Advice Needed: Financing for Properties below $100K with only 20% DP

[Michael Moya]

Hey BiggerPockets Community -

Need some advice regarding properties that are below $100K. I've traditionally done DSCR loans where the minimum loans have to be at least $100K.

Now I'm seeking SFHs that are priced below $100K, which doesn't meet that DSCR loan requirement. For example, there's a SFH priced around $49,500 in the Pittsburgh PA area and I'm doing the buy and hold strategy.

I know there's hard money lenders but they tend to have crazy high interest rates.Does anyone have any advice about financing below $100K?

Thanks in advance for your tips!