Anyone Using Asset Utilization Loans to Scale Without Tax Returns?

[Drago Stanimirovic]

I’ve been seeing more investors use asset utilization loans lately, qualifying based on their liquid assets or portfolio instead of income or tax returns.

For experienced investors or self-employed borrowers, this seems like a powerful way to unlock equity and keep scaling even when write-offs limit income on paper.

Has anyone here closed a deal using this type of financing? How did your lender structure it,  was it tied to marketable securities, savings, or a combination of assets?

Curious if others are using these loans for acquisitions, refinances, or even fix-and-flip projects.