How Long Are Your Recent Closings Taking?”

Question

For those who recently closed on a deal (flip, rental, or new purchase), how long did your funding + closing timeline take?

I’m noticing timelines vary a lot depending on the market and partners involved.

Just trying to get a feel for what other investors are experiencing this quarter.

Arman Ahmed · Answer

@Brandon Lee

Hi Brandon, based on what I’ve seen in the Midwest, closing timelines depend a lot on the financing type and how prepared your team is. Cash deals can close as quickly as 10–14 days, hard money usually 14–21 days, and conventional or DSCR loans often take 30–35 days. Off-market deals sometimes move faster because there’s less competition, but it’s key to stay on top of inspections, appraisals, and lender docs. Having a reliable team—title, lender, and contractor—can make the process much smoother and help avoid delays.

John Morgan · Answer

2 or 3 weeks with my lenders. And 24 hours if it’s a cash deal.

Min Zhang · Answer

Hi Brandon, it really depends on how quickly the appraisal and title work come back. Cash deals typically close in around 14 days. Hard money lenders can usually close in 14–21 days. Conventional and DSCR loans generally take about 30 days on average. Hope this helps!

Frankie Vozzi · Answer

Hi Brandon, timelines definitely vary, but here’s what we’re seeing this quarter:  Fix & Flip: 10–15 days on average once appraisal/inspection is in.  DSCR Rental Loans: 20-25 days, sometimes faster if the appraisal comes back early. The biggest wild card right now is appraisal scheduling in some markets it’s quick, in others it adds a week. Partner responsiveness also makes a huge difference.

Erik Estrada · Answer

On rentals I am averaging 25 days and on flips usually 12 days. It just depends on the appraisal, title, and insurance.

How Long Are Your Recent Closings Taking?”

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